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Bad Credit Mobile Phones

Do you have, let’s just say, a less than perfect credit record? Has defaulting on various contract and loan payments left you unable to secure a new mobile phone contract? And you so badly need a new mobile phone.

We all know how difficult it is to find the right mobile phone contract, even when bad credit is not involved, so doing so with a negative credit rating is just about impossible. Not only is this depressing, but for many, confusing and you might be wondering, ‘how did I get here?’ But don’t give up just yet. It might have been impossible before to secure a contract due to a bad credit status, but that is no longer the case.

With the help of our incredible staff at Costa Phones we can turn your bad luck around. No longer does your bad credit have to hold you back from a mobile phone contract. In fact, we will be able to provide you with a number of contract options as well as some of the best budget smartphone handsets available on the market today. Get here the full quote.

Let’s start at the beginning!

Although your bad credit is holding you back from securing various contracts or loans, it is important to understand why you were rejected for a mobile phone contract with providers you applied at. Here is a tip. If you are struggling with bad credit, always make sure to check your current credit rating each time you apply for a contract or a loan of any kind. If it remains poor, do not apply. All these applications can be seen by other contract providers and this, in fact, weighs heavily against you.

So how do we help you then?

Well, over the past five years that we have worked in the bad credit mobile phone field, we have helped many people like you throughout the United Kingdom. We have built up an incredible knowledge of how this market works, and together with our suppliers, are able to present contracts to you that you will more than likely be accepted for, and perhaps more importantly, can afford and pay back each month.

We have found over this time that for a greater chance of acceptance of your contract application, you should apply directly to a network company that will supply you with your mobile phone service. In other words, they provide you with the actual mobile service as well as give you a handset as part of the contract. Note, however, the handset value is built into the contract – it is not free.

We take you through every step of the application, help with filling in the relevant documents and apply on your behalf to some of the UK’s top service providers, including Virgin, Orange, 3 Mobile, and T-Mobile. We have found that these four have some of the highest acceptance rates.

What phones will I be able to get?

Now bear in mind that you do have a bad credit rating. For this reason, you are not going to receive a contract with the latest Apple iPhone or Samsung Galaxy as the assigned handset. These will just push the monthly contract price far too high. That doesn’t mean phones like these are out of your reach. You can get an Apple or a Samsung, but they will be older models that are affordable. Other than that, there are a range of budget smartphones as well. These have all the advantages of your more fancy phones, but they have less memory and small processors. Having said that, they get the job done and have email, GPS, web browsing, apps and a host of other useful things.

When my contract has been approved, what happens next?

Well, when your contract is approved, you will receive your smartphone handset. Now comes some responsibility on your part. REMEMBER to pay your contract each month. This is a great way to improve your credit rating. Don’t EVER miss a payment, otherwise, you will be back to square one and the next time you need a mobile phone, maybe we cannot even help you.

If you have any further questions, do not hesitate to contact one of our staff, either by visiting our office, by giving us a call or even by email. We are waiting to help you secure that mobile phone contract that you have wanted for so long!

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